Responsibilities:
- This is a role under the Credit Risk Management Department (Special Assets & Monitoring Section)
- The incumbent will review the credit control reports submitted by Risk Owners and perform post lending credit monitoring to follow up any exceptions and irregularities
- Identify early warning signals for credit risk in order to facilitate early step-in, and propose appropriate actions and measures
- Follow up the latest status of watch list accounts with business units, assess the appropriateness of account strategy, remedial / risk mitigation action and loan grade / loan classification assigned
- Formulate recovery strategy for impaired accounts and monitor the debt recovery progress
- Prepare and review management reports for credit monitoring and special assets management
Requirements:
- University graduate, with major in risk management, finance, accounting, banking, or a related discipline
- Associate Credit Risk Management Professional (under ECF-CRM) preferred but not mandatorily required
- Minimum 4 years practical banking experience, preferably in credit policy formulation or credit control and monitoring
- Self-motivated, attentive to details and able to work under pressure
- Strong analytical, problem solving and communication skills
- Good command of both spoken and written English and Chinese
* Canddiates with more experience will be considered for Senior Risk Manager position